Can some one please advice me on how to consolidate my countless credit card debt, who do I trust?Help!!!?

You may wish to find a local financial or credit counselor that can help you examine your financial situation. They look at your income and the amount and types of financial obligations that you have to see what options you have for improving your situation.





There are many agencies that offer this service at no charge. You would want to find one that has a satisfactory rating with the Better Business Bureau.





Here is a directory of some reputable agencies by state.Can some one please advice me on how to consolidate my countless credit card debt, who do I trust?Help!!!?
Try talking to Primerica Financial Services, they will give you a free financial needs analysis (financial plan) that will show you how to get out of debt and become financially independent, their services are free, and they can help.....at least they did for me, $10K of debt almost paid off :0) Look them up in phone bookCan some one please advice me on how to consolidate my countless credit card debt, who do I trust?Help!!!?
Ok, don't panic. You need to approach this very logically and without taking out any more debts! There is a sensible overview of how to deal with this here, it worked for me


http://www.quazen.com/Home/Personal-Fina鈥?/a>


Good luck, and hang in there!
Step one: Do not work with any debt company or collection agency


Step two: follow step one


Step three: Work with the original creditor only!!!


Step Four : follow step one and three


If you own a home get a second mortgage and pay off all your debt....good luck
DONT cut the cards up and cancel the accounts. the more accounts of credit you have the length they have been opened and how much the credit limits are on each card highers your credit score.





closing accounts shows you cant handle a lot of credit cards and may make you look unresponsible with your money. the more accounts you have open and the different kinds the better.





if you get a loan and pay off all your cards and just pay one monthly payment you credit score will go up and there will be no need to close accounts which may negatively impact your credit score since you have less money available credit card wise in your name.





ALSO CAPITALONE.COM FOR GREAT DEBT CONSOLIDATION IM TALKING YOU CAN PAY WITHIN 1 YEAR TO 30 YEARS AND THEY DONT MAKE TOO MUCH OFF YOU IF YOU PAY WITHIN 5-10 YEARS.
How to Manage Multiple Credit Cards





With the rising competition in the credit card market, many issuers are launching new cards with attractive features to entice people into applying for their cards. As a result, it has become very commonplace for people to own more than one credit card. But what they forget is that using multiple cards means proper management of your finances.....





http://debt-refinance-loan.com/category/鈥?/a>





Credit Card Debt Consolidation Loan





When using the credit card, people ignore the consequences of using the card too often. Frequent use of credit card causes bills to be accumulated and worsens your credit score. Besides lowering ..............





http://debt-refinance-loan.com/category/鈥?/a>
hi there! Well, have a cup of coffee, sit down, take a deep breath and get stuck into these, lol:


http://credit-cards.ebookorama.com


http://finance.ebookorama.com


http://credit.ebookorama.com


http://credit-repair.ebookorama.com


if you get any luck please don't forget about me lol, hope it helped you!
Debt diet or Debt management programs they definately are trust worthy in helping.
Consolidate them with a pair of scissors and a green garbage bag. Cut and take to curbside.
Step 1, Cut all the credit cards.





Step 2, speak to the banks, and negotiate for a better debt repayment deal (lower interest).
There is a website called http://www.debtsteps.com which has lots of info on debt consolidation.